First time buying
Understanding the house buying process…
Our expert team will explain and guide you, using their own experiences through:
- Finding the right property for you.
- Tips on negotiating the best possible price.
- What type of survey you will need.
- Securing a mortgage offer which not only suits your needs but represents the best value for money in the market.
- Guidance with Help to Buy options.
- Recommending a solicitor from our panel of partners.
One look at the mortgage deals available at any time and the many differences is enough to give you a headache on its own. Couple that with all the other decisions and it becomes a daunting task. That’s where our team will analyse your current circumstances and needs and make a suitable recommendation to you. Then, we will walk and talk you through the whole process to help remove any potential concerns you may have.
How to apply for your mortgage
Finding the right mortgage is just the first step. We will then work with you to make the application process as simple, smooth and speedy as possibly, to get you a decision quickly. We will also help and guide you with the inevitable issues lenders will raise.
Once you are into the purchase process, our friendly and knowledgeable team will keep you updated at every stage and are on hand to answer any questions you may have.
Finally, we will assess your life assurance and income protection needs and recommend suitable solutions, setting these up for you quickly and efficiently ready for completion of your purchase. All designed to protect you through life’s ups and downs.
Your home may be repossessed if you do not keep up repayments on your mortgage.
From my first meeting with Trudi Giles, I felt completely at ease. Trudi spoke clearly and in a way which I understood. We discussed all aspects of what I wanted from my pension and my attitude to risk, in that respect (which is very low) Trudi covered everything I requested and I would be more than happy to recommend her to friends/family needing advice.
Her service was first class. In fact I have already recommended a friend who has also had a positive meeting with Trudi!,