Protecting the Plan

With a carefully constructed plan in place, what risks are there to that plan and therefore fulfilling your ambitions?

Modern day life is rarely a smooth progression with twist and turns having the potential to derail the planning put in place. Whilst no one can claim to cover all eventualities, we always consider the principal risks to clients and their family along life’s highway.

The main risk is to the ability to generate income and capital, which is the fuel to enable the Financial Plan. So a Financial Plan will include recommendations on how to protect against loss of income from a number of reasons (principally ill health and death) but also ensure there are adequate financial resources to complete the plan, wherever possible. All this will be covered in the context of the cashflow plan, so budgets are considered and respected.